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Your mortgage is likely to be the biggest and most important commitment you'll ever make. So it's important that you find the mortgage that's perfect for you. Although at Maloco's we do not personally provide mortgage advice, we have carefully selected relationships with local Independent Financial Advisers (IFAs) who provide a specialist mortgage service.
Mortgages have become one of the most fiercely competitive financial products and there are numerous providers in the UK offering many different mortgages, all of which have varying interest rates and criteria. Through our recommended IFAs, our aim is to ensure that they help find the one that best suits your needs or reassure you that the one you have chosen is right for you.
The following are examples of some of the mortgage products available:
* First time buyers
* Re-mortgage
* Buy to let and let to buy
* Lifetime mortgages
* Self-employed
* Right to buy
* 100% mortgages
Independent Financial Advisers are regulated by the Financial Services Authority, who can search the entire marketplace on your behalf. That means that they have access to some of the best mortgage deals in the market, updated on a daily basis. These can include well-know high street names and other, more specialist providers who offer excellent mortgage products to, for example, the self-employed.
Naturally, selecting the right mortgage is important but so too are your other financial planning arrangements and our recommended advisers will be able to give independent, impartial advice on any existing endowment policies, life and critical Illness protection and sickness cover you may have or may require.